There is nothing to browse
No shop can look up a farmer who has not chosen to show them anything. The absence of a search function is the feature.
That is unusual, and it is the reason this segment has no formal credit at all today.
No shop can look up a farmer who has not chosen to show them anything. The absence of a search function is the feature.
A farmer showing their position for a season shows all of it, which is what makes it worth anything to the lender.
Input shops compete on credit terms as much as price, and none will publish theirs.
Aggregated indebtedness in a farming region is exactly the data that could be used against farmers, and we do not accumulate it.
What helps is how it works where you are: what you extend, and what you have lost.